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Automobile

The typical automobile insurance policy consists of several different types of coverage and your policy premium will depend on the types and amounts of coverage you choose. Available coverage includes:

Bodily Injury (BI) and Property Damage (PD) Liability; Uninsured Motorist (UM); Underinsured Motorist UIM); Medical Payments (MP); Comprehensive; Collision; Rental and other valuable add-on coverage.

Boats & Watercraft

The ownership of boats, yachts and personal watercraft such as jet skies create exposure to financial loss. Examples of potential losses include collision with a boat or dock, hitting a swimmer, theft from your home or damage while the boat is being trailed. We can provide for these exposures either by endorsement to your homeowner policy or by issuing a boat or yacht insurance policy.

Typical protection needs for boat owners include protection for the boat; motor, trailer and equipment as well watercraft liability, medical expenses and uninsured boater coverage. Owners of yachts or larger crafts can purchase a yacht policy that provides hull insurance, trailer insurance and liability that includes protection from bodily injury and property damage liability and coverage for longshoremen’s or harbor workers’ compensation insurance of employees.

Please click hereicon-ord-reg.gif (679 bytes)  to get a free quote or get more service from one of our excellent agents.

 

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